[English study] Situational topic - Company Finances

Here are some expressions like vocabulary, useful expression, grammar related company finances topic in English. I had reviewed the English class, and left the consequence of the class.

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Vocabulary

  • gross profit; the difference between revenue and the cost of producing goods or services sold
    **You can also use 'paper profit'.**
  • net profit; the money made by a company or part of a company for a particular period after all costs, taxes, etc. have been paid
    **You can also use 'real profit'.**
  • to pay off a debt; to give all of or the last part of an amount that you owe
    **This is related to off-line debt.**
  • to write off a debt; to accept that a debt will not be paid or that money has been lost
    **This is related to on-line debt.**
  • creditor; a person, bank, or company that you owe money to
    **one of load sharks**
  • revenue; money that a business or organization receives over a period of time, especially from selling goods or services
  • overheads; money spent regularly on rent, insurance, electricity, and other things that are needed to keep a business operating
    **We usually call it 'indirect cost'.**
  • to go bankrupt; to not have enough money to pays one's debts
  • debtor; a person, group, or organization that owes money
  • to overspend; to spend more money than you can afford
  • operating profit; income resulting from a firm's primary business operations, excluding extraordinary income and expenses
  • expenditure; the total amount of money that a government, organization, or person spends during a particular period of time
  • to chase payment; to go after someone that owes you money and hasn't yet paid
  • deduct; to take away an amount or part from a total
  • finance director; the manager in an organization, company, etc. responsible for all financial movements and operations
  • to break even; to earn enough money to pay for expenses, without any profit

Expression

  • If a cash flow is very good, we can express like that's liquid. However, we don't use opposite expression with 'solid'.
  • under the table; It's a kind of secret and bad deal behind a official process.
  • tax loopholes; If you try not o pay the tax legally, we can use this expression.
  • get a loan
  • line of credit; limitation to get a loan within your credit rating.

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